Cool. I wanna learn Lua, but haven't found the time just yet...
(Um... I'm assuming you can die in a game with fighting?)
I'd go medieval. Easiest place to have weapons.
You wake up in the middle of a grassy plain. You feel a sharp pain in your head and have no idea who or where you are. You see a town in the distance. It seems familiar, but also gives you a bad feeling. Should you go? (Y OR N)
(N)
That bad feeling overrides the familiarity. You take off in the opposite direction with absolutely nothing, except... What's that in your pocket? You take it out. A GOLD COIN! Woohoo. You continue onward. At the edge of the gate to the road, you see a huge lump. Getting closer, you find a clear crystal nearby. (Checkpoint) It turns out the lump is a... LEVEL 5 DRAGON! You are not fighting that thing. Turn around. (You go back to town.)
(Y)
You go into town. Something doesn't feel right here, but it's the only place around. You decide to go into one of the shops, as you're feeling kind of hungry. The merchant asks you for what you'd like. You realize you don't have any... Wait! What's that in your pocket? A GOLD COIN! Woohoo. The shop only accepts bronze coins, though, so you can't buy anything just yet. You go to the bank for some bronze coins. 1 gold coin=5 silver=15 bronze. 1 silver=3 bronze. You exchange for 15 bronze coins. As you walk out, you see a man staring at you. You walk over.
BLAH BLAH BLAH... This man helps you choose your class, becomes a lifelong friend... You meet your teacher... etc.